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PolicyAdvisor and Sun Life

Sun Life Health Insurance
The Best Health Insurance in Canada

Covers medical expenses not paid by government health plans.
Coverage for drugs, dental, vision, paramedical, and more.
Ideal for self-employed, retirees or those without employer benefits.
Happy family with health coverage

Get a Free Health & Dental Quote

Answer a few quick questions to match you with the right coverage

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Coverage

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Most Canadian citizens, permanent residents, and some work permit holders are covered by a provincial health plan (e.g., OHIP, MSP, AHCIP, Manitoba health).

Complete health and dental protection with Sun Life

Your health deserves more than the basics. Sun Life medical insurance offers flexible personal health and dental insurance that helps safeguard you from unexpected medical expenses not covered by provincial healthcare, including prescription drugs, dental care, vision, and paramedical services.

Perfect especially for self-employed Canadians, retirees, or anyone losing group benefits, Sun Life health insurance makes it easy to maintain comprehensive coverage and peace of mind for you and your family.

Explore Sun Life health insurance plans

Personal Health Insurance

Covers medical expenses not included in government or workplace plans, including drugs, dental, vision, travel medical, and paramedical services.

Health Coverage Choice

Ideal if you’re leaving a group plan. Replace your benefits quickly, often with no medical exam required.

Sun Critical Illness Insurance

Pays a tax-free lump sum if you’re diagnosed with a covered serious illness, with coverage up to $3 million for adults and $1 million for children.

Ready to protect your health with Sun Life?

Get your personalized Sun Life health and dental quote in minutes!

or Call 647-797-9199

What does Sun Life personal health insurance cover?

Sun Life private health insurance helps cover healthcare costs not fully included in public plans, giving you access to services like prescription drugs, dental, vision, and paramedical care. Here's what a personal health insurance plan typically covers:

Prescription drugs

Helps pay for medications and treatments not covered by public health plans

Paramedical services

Includes physiotherapy, chiropractic care, massage therapy, and counselling services

Vision care

Covers eye exams, prescription glasses, contact lenses, and corrective procedures

Travel medical

Provides emergency medical coverage for unexpected expenses incurred while traveling

Medical equipment

Coverage for medical devices, supplies, and durable equipment

Dental

Covers routine checkups, cleanings, fillings, crowns, and major work depending on your plan

Family enjoying quality time together

Why Canadians choose Sun Life

Comprehensive coverage

Protects what provincial healthcare doesn't, including prescriptions, dental, vision, and mental health care.

Flexible, affordable health insurance plans

Customize your coverage and budget with options for individuals and families.

Wellness & virtual care

Access mental health support, telemedicine, and wellness programs anytime, anywhere.

Trusted protection

Backed by 150+ years of experience, Sun Life is one of Canada's most reliable insurers.

Free expert advice

Get a personalized quote and consultation from a licensed advisor at no cost, with no pressure.

Who is Sun Life health insurance for?

Sun Life personal health insurance can be a practical option for many Canadians, especially if:

You're self-employed or don't have benefits through a workplace plan.
You want to top up your employer-provided coverage.
You are either retired already or are approaching the stage of retirement in the near future.
You want help paying for health expenses not covered by government plans.
Ready to get your Sun Life quote

Ready to get your Sun Life quote?

Get personalized quotes from our licensed advisors in minutes. No obligation, just expert guidance to help you choose the right coverage.

or Call 647-797-9199

FAQs

Everything you need to know about Sun Life health and dental insurance.

What does Sun Life health & dental insurance cover?+
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