Get Life Insurance with Sun Life
Flexible and affordable coverage for your family
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A trusted name backed by 160+ years of experience
Sun Life Insurance helps you protect your family's financial future with the best life insurance plans built around your unique needs, whether you're looking for short-term protection or long-term security. From affordable term coverage to permanent whole life insurance that builds value over time, Sun Life makes it easy to find coverage that aligns with your needs, priorities, and budget.
Through Prospr by Sun Life, you can connect with a licensed advisor who will guide you through your options and help you choose coverage that fits your situation with clarity and confidence.
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View your monthly premium and explore coverage options designed to fit your lifestyle.
Key features of Sun Life term insurance
Level premiums
Your premium amount stays the same for the duration of your chosen term.
Flexible terms
Choose the coverage period that fits your needs - commonly 10, 20, or 30 years.
High coverage limits
Coverage can range from lower amounts to several million dollars, depending on eligibility and underwriting.
Convertible
Switch to permanent life insurance until age 75 with Sun Life evolve term plan.
Customizable riders
Add options like disability waiver, accidental death, and child coverage.
Digital & advisor-assisted
Apply online with a licensed advisor.
Living benefit
Some plans offer early benefit access if diagnosed with a qualifying terminal illness or similar condition, depending on the policy.
Renewable coverage
At the end of your term, you may have the option to renew your coverage without a new medical exam.
Guaranteed insurability benefit
Increase your coverage at key life stages (marriage, kids, mortgage) without another medical exam, even if your health changes.
Cost of Sun Life term insurance in Canada
Your life insurance premium depends on factors like age, gender, coverage amount, term length, and overall health, but term life insurance coverage is often more affordable than you might think.
SunLife life insurance plans make it easy and accessible to protect your family's financial future with flexible, budget-friendly options. Here are some sample rates.
Your exact cost will vary based on your coverage and term. A licensed advisor from Sun Life can help you find the right coverage for your needs and budget at no cost.
Illustrative rates only. Based on $500,000 Term 10 coverage for non-smoker in regular health. Actual premiums vary. Contact an advisor for a personalized quote.
Get your personalized quote in minutes.
View your monthly premium and explore coverage options designed to fit your lifestyle.
Why Canadians choose Sun Life
- Financial security for your loved ones
Sun Life insurance provides a tax-free benefit to help your family manage everyday expenses, pay off debts, replace income, and secure their future when you pass away. - Flexible plans for every life stage
Choose from temporary term or permanent whole life insurance options that evolve with your needs. - Affordable and customizable plans
With Sun Life, you can easily find a plan that fits your budget with coverage starting at just a few dollars a day. - Expert guidance, no pressure
Get a free consultation with a licensed advisor who helps you understand your options and choose confidently. - Trusted by millions of Canadians
With 160+ years of experience, Sun Life is one of Canada's most reliable and respected life insurance providers.
FAQs
Everything you need to know about Sun Life life insurance.