Sun Life Health Insurance
The Best Health Insurance in Canada
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Complete health and dental protection with Sun Life
Your health deserves more than the basics. Sun Life medical insurance offers flexible personal health and dental insurance that helps safeguard you from unexpected medical expenses not covered by provincial healthcare, including prescription drugs, dental care, vision, and paramedical services.
Perfect especially for self-employed Canadians, retirees, or anyone losing group benefits, Sun Life health insurance makes it easy to maintain comprehensive coverage and peace of mind for you and your family.
Explore Sun Life health insurance plans
Personal Health Insurance
Covers medical expenses not included in government or workplace plans, including drugs, dental, vision, travel medical, and paramedical services.
Health Coverage Choice
Ideal if you’re leaving a group plan. Replace your benefits quickly, often with no medical exam required.
Sun Critical Illness Insurance
Pays a tax-free lump sum if you’re diagnosed with a covered serious illness, with coverage up to $3 million for adults and $1 million for children.
Sample Sun Life Health Plans
Compare coverage tiers. Your advisor will help you choose the plan that fits your needs and budget.
Enhanced
Drugs: Covers 80% upto $2,600
Dental: Covers 80% of basic services and 50% of major services (available after 1 year), with a combined annual limit of $750 (Year 1) & $1,000 (Year 2+)
Vision: Covers 100% upto $300 / 2 years
Health practitioners: Upto $300 / practitioner / year, combined limit of $650 / year
Counselling Services: Covers $75 / visit upto 10 visits
Hospitalization: Covers 85% upto $200 / day, upto $5,000 for semi-pvt. hospital room
Medical equipment: Upto $5,000 combined annual limit
Hearing Aid: Upto $600 / 5 years
Prescription for pre-existing condition: Covered
Travel: Covers upto first 60 days, lifetime of $1 million
Coverage limits shown are samples. Actual plan details, eligibility, and pricing vary by province and individual circumstances.
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What does Sun Life personal health insurance cover?
Sun Life private health insurance helps cover healthcare costs not fully included in public plans, giving you access to services like prescription drugs, dental, vision, and paramedical care. Here's what a personal health insurance plan typically covers:
Prescription drugs
Helps pay for medications and treatments not covered by public health plans
Paramedical services
Includes physiotherapy, chiropractic care, massage therapy, and counselling services
Vision care
Covers eye exams, prescription glasses, contact lenses, and corrective procedures
Travel medical
Provides emergency medical coverage for unexpected expenses incurred while traveling
Medical equipment
Coverage for medical devices, supplies, and durable equipment
Dental
Covers routine checkups, cleanings, fillings, crowns, and major work depending on your plan
Why Canadians choose Sun Life
Comprehensive coverage
Protects what provincial healthcare doesn't, including prescriptions, dental, vision, and mental health care.
Flexible, affordable health insurance plans
Customize your coverage and budget with options for individuals and families.
Wellness & virtual care
Access mental health support, telemedicine, and wellness programs anytime, anywhere.
Trusted protection
Backed by 150+ years of experience, Sun Life is one of Canada's most reliable insurers.
Free expert advice
Get a personalized quote and consultation from a licensed advisor at no cost, with no pressure.
Who is Sun Life health insurance for?
Sun Life personal health insurance can be a practical option for many Canadians, especially if:
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FAQs
Everything you need to know about Sun Life health and dental insurance.