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What is Children's Life Insurance?

Children's life insurance is permanent life insurance purchased for a minor child, by a parent or grandparent. Children's insurance offers your child lifelong insurance coverage and an attractive savings vehicle to meet future financial goals. The policy’s cash value accumulates, building savings which the insured child can use for any major expense down the road, such as education needs or a downpayment for their first car or first home. Children’s life insurance is a flexible way to provide your child or grandchild with both insurance coverage and a head start on their financial savings and monetary goals.