Learning Center

Honest, transparent, expert advice and explainers for everything you wanted to know about disability insurance.
Fundamentals
Disability insurance provides a living benefit should and injury or illness affect your ability to earn an income. Our articles and research provide everything you need to know about how it works.
Latest from learning centre
Disability Insurance for Self-Employed Canadians (2026)

More Canadians are working from home than ever, but few realize the financial risk of losing income due to illness or injury. This guide to disability insurance for remote workers in Canada explains coverage options, costs, best providers, and why traditional employer benefits may not be enough to protect your income.

By Vanessa Smith
Insurance Advisor, LLQP
20 min read
Long-Term Disability for Mental Health in Canada

Mental health conditions can qualify for long-term disability benefits in Canada. Learn about eligibility, qualifying conditions, medical evidence, benefit limits, denied claims, and how to apply.

By Jason Reynold Goveas
Senior Insurance Advisor, LLQP
10 min read
10 Disability Insurance Myths in Canada: Facts You Need to Know

Common myths about disability insurance can create confusion about costs, coverage, claims, and eligibility. Explore the facts and understand how disability insurance protects your income.

By Jason Reynold Goveas
Senior Insurance Advisor, LLQP
10 min read
Disability insurance taxation in Canada: Are benefits taxable?

Find out how employer, individual, government, and self-employed disability coverage is taxed and when benefits may be tax-free.

By Jason Reynold Goveas
Senior Insurance Advisor, LLQP
8 min read
Own Occupation vs. Any Occupation Disability Insurance in Canada: What’s the Difference?

More Canadians are working from home than ever, but few realize the financial risk of losing income due to illness or injury. This guide to disability insurance for remote workers in Canada explains coverage options, costs, best providers, and why traditional employer benefits may not be enough to protect your income.

By Diarmuid Shiels
Senior Insurance Advisor, LLQP
13 min read
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