Learning Center

Visitors to Canada have different options for insurance coverage to protect them from unexpected expenses that may come up during their trip.

Visitors to Canada have different options for insurance coverage to protect them from unexpected expenses that may come up during their trip.

Can you get a refund if you cancel your visitor health insurance to Canada early? Yes, but the terms vary. Most providers offer full refunds if cancelled within the free-look period or before the policy starts. After coverage begins, you might receive a pro-rata refund for unused days, minus any fees. Learn about the reasons for cancellation, refund eligibility, and how to request your money back.

Visitor health insurance isn’t mandatory unless you’re applying for a Super Visa, but it’s strongly recommended, as Canada’s healthcare system doesn’t cover visitors. Medical costs can be high, and coverage rules vary by province.

Understand the key exclusions in visitor insurance to Canada in 2025. Learn what’s not covered, such as pre-existing conditions, elective treatments, and more, so you can choose the right plan and avoid unexpected medical expenses during your stay.