Best Life Insurance
Rates in Canada

Save money, save time

Best Life insurance quote in Canada

Comparing life insurance rates in Canada is not easy.  While some of the biggest life insurance companies in the world call Canada home, the process for getting a life insurance rate can be difficult, time-wasting, and frustrating. This is especially true if you don’t get your insurance rates online.

But, getting the best rates for your life insurance coverage and financial protection is easier than you think. Use our online tool to get instant online insurance rates. Or, read more about the quick and simple process of getting online insurance rates.

The easiest way to get life insurance rates online

Life Insurance Quotes Online

Some online insurance brokers simply collect your contact information and have a representative call you to start the same old process to get a life insurance premium rate. We’re different.

  1. Provide basic details
    Give us some basic details about your age, sex, and smoking status and we can get started.
  2. Choose your coverage
    Enter the term and amount of insurance you’re looking for, or simply use a slider to get to the correct number.
  3. Get a quote and customize it
    Choose a quote from 20 Canadian insurance companies. Change the term, amounts, and more to suit your unique needs.
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"How much life insurance do I need?"
Life Insurance Calculator
Needs calculator

Not sure of exactly how much insurance you need? No worries!

Our insurance calculator takes the guessing out of determining your coverage needs. Answer a few  questions about your finances and home life and our insurance calculator provides the amount of coverage it would take to ensure you get the right financial protection. And we get you started with instant life insurance rates online.

Get online life insurance rates from
Canada's most trusted insurance companies

When you get life insurance rates online you get choice. Instead of weighing your options between 2 or 3 insurance providers, PolicyAdvisor provides you with online insurance rates from 20 of Canada’s top insurance companies. Not only do you save time and money – you get to choose coverage for your unique needs and situation and compare insurance rates and policies from the best providers in Canada: all in one convenient place. Click below to get the most choice in online insurance rates in Canada.

How much does Life Insurance cost at my age?

One of the major factors by which the average life insurance rate is calculated in Canada is age. It should come as no surprise that rates rise as you get older. Click any of the ages below to find out more about the cost of insurance at these stages in one’s life and how your birthday can affect your insurance rate.

Premium cost in your

30s
Premium cost in your

40s
Premium cost in your

50s
Premium cost in your

60s

How much does Life Insurance cost at my age?

One of the major factors by which the average life insurance rate is calculated in Canada is age. It should come as no surprise that rates rise as you get older. Click any of the ages below to find out more about the cost of insurance at these stages in one’s life and how your birthday can affect your insurance rate.

Premium cost in your

30s
Premium cost in your

40s
Premium cost in your

50s
Premium cost in your

60s

Find out how much life insurance costs, within seconds

Find out how much life insurance costs, within seconds

Benefits of getting Life Insurance rates online

Benefits of Online Quotes

Didn’t we already mention this? Besides the obvious advantages we outlined above, there are many other reasons to get online life insurance rates in Canada.

Comparing online insurance rates offers all the advantages of using a traditional broker to gather rates with none of the downsides. You can find out the dollar amount of life insurance rates on any device you own, from anywhere, at any time with our online insurance tools.

Once you find the right rate for your desired coverage, you can shop and compare rates from Canada’s top insurance companies, all without the sales pressure of an in-person broker.

Your time is better spent with those you’re protecting! Save time and money with an online insurance rate right now – just click the button below.

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Frequently Asked Questions

What company provides your insurance rates?

We show you rates from the best life insurance companies in Canada . This includes some of the most trusted life insurance providers, like Assumption Life, BMO Insurance, Canada Life, Canada Protection Plan, Desjardins, Empire Life, Equitable Life, Foresters, Humania, Industrial Alliance, ivari, La Capitale, Manulife, RBC Life Insurance, SSQ, Wawanesa, and more. We also offer no medical insurance quotes (for those looking to avoid a medical exam) from companies like Canada Protection Plan, Industrial Alliance (iA), Humania, and other insurance providers with unique plans for your specific protection needs.

By showing you quotes from more than one life insurance company we ensure you can pick the best policy for you to protect your finances and loved ones.

Who has the best life insurance rates?

Canadian insurance companies have varying pricing models. While some may generally have lower prices than others, the fact of the matter is that each provider assesses risks differently. Thus one company offering term life coverage may have lower life insurance rates for 30-year olds, but higher for 50-year olds – and vice versa.

Other factors like health and family medical history may affect your insurance rates as well. Your best bet for significant savings is to talk to an online insurance broker like those at PolicyAdvisor. We can help you find the best-priced term life policy for your unique situation and coverage needs (or any other type of insurance for that matter).

Why should I compare online life insurance rates?

When you compare insurance rates online you save money on your life insurance policy by finding the best-priced insurance policy for your financial protection. The time commitment it takes to compare just 2 or 3 different insurance providers by oneself can be discouraging. PolicyAdvisor helps you save time and money with an online search for life insurance coverage. And at all times you get the benefit of curated advice from experienced advisors that are a chat message or a phone call away.

What is the average life insurance cost per month?

There are too many variables to provide an average insurance policy premium that would provide any meaningful information. Instead, take a look at these articles for average costs in your twenties, thirties, forties, fifties, and sixties.

Can you get a whole life insurance rate online?

Yes, PolicyAdvisor.com provides rates for whole life insurance policies – alongside term life insurance rates – to give you the most comprehensive choices while shopping for financial protection.

Do you provide no medical insurance rates online?

Yes! If you are looking for an insurance policy without the need for a medical exam you can get a rate from PolicyAdvisor. Once you finish up with our quoting tool, one of our licensed insurance brokers will reach out and let you know which insurance options require medical underwriting or where you can obtain a life insurance policy without a medical exam.

Do you provide mortgage protection rates online?

Yes! Either use our life insurance needs calculator or choose the calculator option in our quoting tool and we can easily include mortgage protection in your online rate, providing peace of mind when it comes to covering mortgage payments.

Where can I get life insurance rate?

You can compare insurance rates right here! Whether it be term life insurance with a tax-free death benefit or permanent life insurance with cash value built into the coverage amount, those looking for coverage can compare insurance rates with PolicyAdvisor’s online tools. Need more help? Just reach out to our friendly, licensed Canadian brokers. They can help you with all your insurance needs, including mortgage protection, disability insurance, and critical illness insurance.

What are the different types of life insurance?

Very simply, there is whole life and term insurance, but the different types of life coverage can be broken down even further. Learn more about the different types of life insurance coverage.