Life Insurance Learning Center

Honest, transparent, expert advice and explainers for everything you wanted to know about life insurance.
Fundamentals
Our insurance fundamentals provides honest, transparent, expert advice and explainers for everything you wanted to know about life insurance.
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Latest from learning centre
Term life insurance renewal after 10 Years: Costs, options, and alternatives in Canada 2025

Renewing a 10-year term life insurance policy in Canada often means higher premiums due to age and risk factors. This guide explains renewal costs, the process, and alternatives like new term coverage or converting to permanent insurance.

By Carly Griffin
Senior Insurance Advisor, LLQP
17 min read
How to maximize cash value growth in whole life insurance policies?

Discover how to maximize the cash value of a whole life insurance policy through smart funding, dividend reinvestment, and efficient policy design to build lasting wealth, secure lifelong protection, and create a reliable source of retirement income.

By Diarmuid Shiels
Senior Insurance Advisor, LLQP
12 min read
Final expense life insurance for seniors in Canada: Cost, coverage, and how to choose

Discover how final expense life insurance for seniors in Canada can cover funeral costs, debts, and other end-of-life expenses. Learn about policy types, costs, and how to choose the best plan to protect loved ones financially.

By Jason Reynold Goveas
Senior Insurance Advisor, LLQP
15 min read
Cheapest life insurance for seniors in Canada (2025)

Canadian seniors can still find affordable life insurance to cover final expenses, protect savings, and support loved ones. Explore the cheapest policy options, factors affecting rates, and practical tips to lower premiums—even after age 70 or 80

By Diarmuid Shiels
Senior Insurance Advisor, LLQP
13 min read
How to buy life insurance in Canada: A 2025 guide

Learn how to buy life insurance in Canada, understand the benefits and types of policies, and follow a step-by-step guide to choose the best coverage for your needs. Discover common mistakes to avoid and the advantages of purchasing life insurance online. Learn how to buy life insurance in Canada, compare life insurance providers in Canada, the costs of life insurance and types of policies.

By Carly Griffin
Senior Insurance Advisor, LLQP
16 min read
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