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The Best
Life Insurance
in Manitoba
PolicyAdvisor is a digital insurance broker in Manitoba that can help you apply for coverage online
Whether you need term life insurance, whole life insurance, no medical life insurance or any other type of coverage available in Manitoba, PolicyAdvisor has you covered.
Our simple-to-use tools and expert advisors have been helping Manitobans get life insurance quotes and coverage easily and online.
- Save Time. Get no-obligation quotes from Manitoba’s top life insurance companies in minutes.
- Save Money. Compare quotes from multiple Canadian insurance providers at once to ensure you get the best price.
- Shop Anywhere. PolicyAdvisor’s online insurance tools let you shop and compare quotes on your phone or computer from anywhere you can access the internet.
- Personalized Service. Every PolicyAdvisor customer in Manitoba is assigned their own experienced insurance advisor. They don’t work on commission, and instead ensure you get the right coverage for your needs and budget.
The easiest way to get life insurance quotes online in Manitoba
Some online insurance brokers in Manitoba simply collect your contact information and have a representative call you to start the same old process to get a life insurance quote. We’re different.
- Provide basic details
Give us some basic details about your age, sex, and smoking status and we can get started. - Choose your coverage
Enter the term and amount of insurance you’re looking for, or simply use a slider to get to the correct number. - Get a quote and customize it
Choose a life insurance quote from 20 Canadian insurance companies. Change the term, amounts, and more to suit your unique needs.
Not sure of exactly how much life insurance you need in Manitoba? No worries!
Finding the sweet spot for how much life insurance Manitobans need is no enviable task. You don’t want to choose so little as to not cover any outstanding debts or the cost of living in Manitoba for those you leave behind.
At the same time, choosing an amount that’s too large may prove to be expensive in the future. What if you realize you may not have needed that much insurance coverage and could have saved some money?
A common rule of thumb is to choose 8-10 times your yearly income as your death benefit. For a more precise answer, take into account any debts you have, your family’s living expenses, future education needs of your children, a plan for end-of-life expenses, and any other allocations (e.g. donations to charity) you might want to make.
Our life insurance needs calculator takes your financial situation and allocation preferences into account and helps you determine the right amount of life insurance coverage in Manitoba.
the best insurance companies in Manitoba
The country’s top insurance companies offer unique policies to fit the individual coverage needs of anyone living in Manitoba. Having the choice and knowledge to pick the policy and provider that’s right for your situation goes a long way in protecting you and your loved ones against unfortunate circumstances.
That’s why PolicyAdvisor partners with 20+ of the top insurance companies operating in Manitoba – the most by any online broker. We make sure you have the greatest number of options when choosing an insurance company to protect yourself and your loved ones.
We can help Manitobans obtain a term life insurance policy from Assumption Life, Beneva, BMO Insurance, Canada Life, Canada Protection Plan, Desjardins, Empire Life, Equitable Life, Foresters, Humania, iA Group, ivari, Manulife, RBC, and Wawanesa.
How much does Life Insurance cost in Manitoba?
One of the major factors by which life insurance premiums are calculated in Manitoba is how old you are It should come as no surprise that life insurance premiums rise in Manitoba as you age. However, did you know your age is determined by your nearest birthday?
Click on any of the ages here to find out more about Manitoba life insurance premiums at these stages in one’s life, or click on the calculator button. Find out how much a policy might cost in less than 5 minutes.
Can I get life insurance in Manitoba with no medical exam?
Many people in Manitoba live with medical conditions and health issues they assume will prevent them from getting insurance coverage. Others need insurance coverage more quickly than it takes to get approved through traditional medical underwriting . Fortunately, Manitobans can get an insurance policy without a medical examination or bloodwork.
Given our recent global pandemic and a greater focus on physical distancing, many Canadians are uncomfortable with the thought of going to a busy doctor’s office for medical tests or inviting a stranger into their home for a paramedical exam.
PolicyAdvisor offers several ways for those in Manitoba to apply for life insurance without a face-to-face meeting. Besides an aversion for blood tests or prior health concerns, there are many reasons someone might elect for non-medical life insurance. In these cases, a simplified or guaranteed issue insurance policy gives a applicant more options.
You can shop for quotes, speak to a licensed Manitoba online insurance broker, and apply for life insurance all without leaving your own home or having to meet face-to-face.
More Manitoba Facts
- Canada’s most northerly port is in Churchill, Manitoba and known as the Polar Bear Capital of the World.
- Manitoba is home to the Royal Canadian Mint, which produces all of Canada’s hard currency.
- The Royal Winnipeg Ballet in Manitoba’s capital city is North America’s oldest continuously operating ballet company.
- Disney’s honey-loving bear, Winnie The Pooh, was named after a black bear from Winnipeg that resided in the London Zoo.
